With MS Money now out of the personal finance software market (it’s been discontinued for good as of last month), we recently wrote about some options you can use in its place. You can check out this article I’ve written on budgeting tools and software products that can serve as alternatives to Microsoft Money. Or you may want to take up the offer of some of MS Money’s competitors who have announced discounts and sales on their desktop products for a limited time. With MS Money Discontinued, Budget Planners and Tools Are On Sale Quicken Products We already pointed out that there’s an ongoing Quicken download sale going on right now both at Amazon and at the Quicken site , where you’ll receive at least $20 off the regular prices of Intuit’s products (Quicken Online is always FREE). YNAB (You Need A Budget) But another popular desktop budget planner is currently being offered at 10% off its usual price of $49.95. The YNAB (You Need A Budget) personal budget software is one of our favorite tools for expense management and budgeting, and is known to be pretty effective with helping you reduce your debt. You can order YNAB Pro here with the coupon code “msmoney” to receive the discount. YNAB uses a built in methodology that encourages you to build a savings buffer pretty easily; it’s a proactive tool with features that support short and long term budget planning. You can check out what this tool can do for you by going through this tour . One more thing to note: YNAB is only available on Windows, but can be made to run in an emulator if you’re using other platforms. Quick Features (just a sample of what you’ll see): Automatically import data from your bank accounts. Categorize your savings into buckets using features that support envelope budgeting. Schedule recurring transactions easily. YNAB Extras: Try it for free; you can download a 15 day free trial. Check out how the YNAB methodology actually works to help you manage your money more successfully. There’s a community that’s built around the use of this tool. Visit the YNAB forums. There’s also a Quick Start Guide, online video tutorials , YNAB live coaching classes (!) and a User Manual. Check their support page for all the materials you need. There’s a 60 day return guarantee. Get 5 free bonus spreadsheets plus a free copy of the e-book called “The YNAB Way”. YNAB News and Updates In other news, YNAB will be discontinuing their YNAB Basic version, which is based on Excel, and will only be supporting it throughout the rest of this year. But you may still purchase this version if you so wish (it’s $24.95). Those who want to upgrade from Basic to YNAB Pro will be eligible for a 50% upgrade discount, just use the site’s contact form for this request. I also cheered the news that the YNAB folks are developing a new version of their application called YNAB 3 , using Adobe AIR, which will allow it to run on both the Windows and Mac platforms. To order YNAB Pro, please visit this link ; you can get your 10% discount by entering “msmoney” (without the quotes) as your discount coupon code upon purchase. Budget Planner On Sale For 10% Off

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